After an accident in New York State, you may be anxious to hold the liable party accountable so you can recover the compensation to move forward with your life. However, when your medical bills are sky-high after an accident, getting help from a NY personal injury attorney may be the best way to resolve your case.
When you contact our reputable New York personal injury attorneys with Hecht, Kleeger & Damashek, P.C., we can help you determine your next move and help you get the most out of your claim. Call us for a free consultation today so we can learn more about the details of your case.
What Kind of Bills Come From an Accident?
The types of medical expenses you can incur following an accident in New York could vary widely depending on the type of accident you were involved in, the severity of your injuries, and more.
Some examples of medical expenses you may receive due to your involvement in an accident include:
- Hospital bills
- The costs of a life flight helicopter
- Ambulance bills
- Physical therapy
- Costs of surgical intervention
- Diagnostic imaging fees
- Costs of prosthetic limbs
- Costs of prescription drugs
- Inpatient rehab fees
- Occupational therapy costs
- Chiropractor or acupuncture fees
Who’s Responsible for the Bills?
When you are involved in a car accident in New York, your medical expenses should be covered through your own insurance company since New York is a no-fault insurance state. Here, you file a claim with your own insurer since you purchased no-fault insurance coverage, also known as personal injury protection (PIP) coverage.
It does not matter who is responsible for causing the collision. As long as you have no-fault coverage, your own insurer is expected to cover your medical expenses up to the amounts of coverage you purchased. For example, if you purchase $50,000 in personal injury protection coverage, the insurance company would be expected to cover a maximum of $50,000 in medical expenses.
Generally, you will need to file a claim with your insurance company within 30 days of the accident. However, you should get started on your case as soon as possible to avoid issues and discrepancies in dealing with the insurance company.
It should also be noted that if you were involved in a work-related accident, you may need to file a claim with your employer’s workers’ compensation insurance provider to obtain coverage for your medical expenses and other benefits.
What Happens if the No-Fault Insurance isn’t Enough?
It is more common than you might think for no-fault insurance coverage to not sufficiently meet an injury victim’s needs. Once your medical bills exceed your no-fault limit, you may have the option of pursuing a claim with your health insurance provider, Medicaid or Medicare, or pursuing a third-party liability claim against the at-fault party.
However, pursuing a third-party liability lawsuit may mean it takes longer to recover the compensation you deserve. In the meantime, you will still need to get your medical expenses stayed or paid, depending on the circumstances of your case.
You may also need to pursue a third-party liability lawsuit for your injuries when you are seeking compensation for any type of non-economic loss.
Damages such as your pain and suffering, emotional distress, loss of enjoyment of life, diminished earning potential, and more are typically not covered by the insurance company. You may only be able to recover these if you pursue a third-party liability claim.
What is a “Serious Injury Threshold”?
According to ISC § 5102, if you hope to pursue a third-party car insurance claim or personal injury lawsuit after an accident, you must meet the serious injury threshold. Injuries are only considered “serious” in New York State if the bodily injury you are diagnosed with was directly caused by the car accident.
Some examples of injuries that may be considered “serious” include:
- Bone fracture
- Dismemberment
- Fatal injuries
- Loss of a fetus
- Disfigurement
- Loss of a body organ
- Permanent limitation of a part of the body
- Being incapable of participating in your traditional activities and events for a minimum of 90 out of the initial 180 days after the accident
Suppose you are unsure whether you meet the requirements for a severe injury in the state of New York. In that case, the best way to find out is by discussing the circumstances of your case or the severity of your injuries with your personal injury attorney at HKD.
Can a New York Personal Injury Lawyer Help You?
Hiring a New York personal injury attorney to take on your case could make all the difference in your ability to cover your medical bills and other costs. Not only can you get your expenses covered, but you can also be awarded the compensation you deserve for how your life has been affected by your injuries.
Some of the most important tasks your personal injury attorney will handle on your behalf include the following:
- Identifying and interviewing potential witnesses
- Going over your medical bills and other potential damages to quantify your losses and calculate the value of your claim
- Understanding the types of evidence needed to support your case
- Conducting an in-depth investigation into causing fault for your injuries
- Preparing your insurance claim and negotiating with insurance adjusters
- Organizing and presenting your case to the insurance company or at trial
Call HKD for Help Getting Your Medical Bills Paid
Having an experienced New York personal injury attorney at Hecht, Kleeger & Damashek, P.C. could be the solution to getting your medical bills covered in full after an accident.
Reach out to our team of passionate attorneys for help standing up for your rights and advocating for total recovery of your medical bills and all of your injury-related expenses. Fill out our quick contact form or call us at (212) 490-5700 today to get started.
CLIENT REVIEWS
09/09/2021
When I spoke to Mr.Noah Reiss he gave me valuable legal advice. Connected the dots who and why. He is a great asset to this firm. Will call him again as a friend. Thank you so much.
5
Harendra Gautam, HKD CLIENT
08/11/2021
Ross Raggio, did an amazing job on my case. The office staff was responsive and very helpful to my questions and concerns. I had a very good experience. I highly recommend this firm.
5
patricia Carnevale, HKD CLIENT
06/22/2021
I had a great lawyer with a great Paralegal that made everything easy to understand.
5
Deniece Buffaloe, HKD CLIENT
04/01/2021
I am extremely satisfied and pleased most of all grateful for the services of Jonathan and his team! It is such a relief to have a strong team supporting you through a process that’s stressful. Thank you again for everything.
5
thabossladi87, HKD CLIENT
03/01/2021
Hetch,Kleeger & Damashek, P.C., is the law office I highly recommend. My attorney Judd Kleeger, accomplished to represent me, support my needs & secure my future after suffering a traumatic accident. Other lawyers couldn’t guarantee this to me but Judd…
5
Stephanie Campos, HKD CLIENT
02/25/2021
I can say without hesitation that if you are injured due to someone else’s fault, that no one will fight harder and more passionately for you than Jordan Hecht and Judd Kleeger. I have worked side by side with them…
5
lisa kessler, HKD CLIENT
02/23/2021
I highly recommend the law firm of Hecht, Kleeger & Damashek – as well as my attorney, Jordan Hecht. Jordan was able to answer all of my questions and put me at ease. He was always responsive and patient. He…
5
Emily Weinstein, HKD CLIENT
02/23/2021
I have referred numerous cases to Judd Kleeger and the team at HKD. I feel very confident when i refer a client that they will be treated with the highest regard. Each of my referrals has had very positive experiences…
5
Jason Bauer, HKD CLIENT
01/29/2021
I was always able to reach my attorney Judd Kleeger with any concern I had about my case. He responded timely and with the utmost courtesy to my sometimes desperate phone calls and email. He knew exactly what to do…
5
VIRGINIA BOOTHE GORDON, HKD CLIENT
01/19/2021
The attorneys at Hecht, Kleeger & Damashek are smart, professional, responsive and dedicated to achieving the best results for their clients. Most importantly, they are trustworthy and genuinely good people who you can depend upon.
5
Richard Leff, HKD CLIENT
01/18/2021
Judd Kleeger and his team are extremely competent, super professional and have achieved consistently better results than I or my clients had anticipated. He is my “go to” PI team. This was my experience over a decade and not just…
5
Larry Schatz, HKD CLIENT
01/15/2021
I have known Judd Kleeger for over a decade now. By far the smartest hardest working attorney I have ever dealt with. His advice has been spot on time and time again. Highly recommend him.
5
Michael nessim, HKD CLIENT
01/15/2021
I retained Judd Kleeger for a personal injury case. I would, without hesitation, recommend Judd, and his firm, for anyone who finds themselves in a situation that demands a tenacious advocate who will not stop fighting until he gets results.
5
Lisa Dawn Angerame, HKD CLIENT
01/15/2021
I can’t recommend Judd Kleeger enough. He is without a doubt the most professional lawyer I’ve encountered. Judd Kleeger is diligent and quick in his responses, always making sure his clients are in the right hands. I’ve never had to…
5
Emily Halperin, HKD CLIENT
01/14/2021
Judd Kleeger is an exceptional attorney who makes sure to get the best possible outcome for his client. He is always available, and is knowledgeable, prepared and dedicated to his clients. He is not afraid to go to trial and…
5
Didi Hutt, HKD CLIENT
01/14/2021
Mr. Judd Kleeger and his team at Hecht, Kleeger & Damashek are great! They always provide very thoughtful and caring advice. Mr. Kleeger is extremely professional and very easy to work with.
5
Alan Levine, HKD CLIENT
01/06/2021
We quickly had to get legal counsel and we contacted Jordan Hecht. The rapport and guidance was outstanding at all times, prompt, timely and open for calls and updates. I can’t thank Jordan enough for his care, work and expertise….
5
Luljeta Chisolm, HKD CLIENT
12/29/2020
Had a great experience with attorney Ross Raggio. He was professional and attentive every step of the way – would highly recommend.
5
Carter Martin, HKD CLIENT
12/28/2020
Mr. Ross Raggio and his team at Hecht, Kleeger & Damashek, P.C., provided excellent legal services. His team and him were absolutely great, always returning calls or emails when we had questions about the case. Always very cordial, caring and…
5
Marisol Pitre, HKD CLIENT
12/11/2020
My wife and i are very grateful to Mr. Jordan Hecht for his sincere compassion and legal assistance during one of the most challenging time in our lives. He was extremely professional and answered all of our concerns. Mr. Hecht…
5
peggy lamarre, HKD CLIENT
12/10/2020
Very professional and very responsive. I would highly recommend this firm to anyone in need of an attorney. The attorney Ross Raggio, who was personally assigned to my case consistently followed through and was able to bring the case to…
5
Rene David Alkalay, HKD CLIENT
12/08/2020
Mr. Ross Raggio went above and beyond to settle my case during the height of the pandemic, a time when my options appeared limited and the likelihood of a satisfactory resolution seemed slim. He was responsive and professional, and was…
5
Kjanecaron, HKD CLIENT
12/07/2020
I was a sole practitioner specializing in personal injury law in NYC for more than 36 years. When I decided to retire, I had to make several critical decisions before terminating my practice. To whom should I refer my clients…
5
Martin Munitz, HKD CLIENT
12/07/2020
Ross was always available and working with my best interests, also very thorough with any questions I had along the case. Will recommend to others!
5
Dan Greenberg, HKD CLIENT
12/04/2020
Jordan Hecht of Hecht, Kleeger & Damashek is the best lawyer I’ve ever worked with. He is smart, tough, and very professional. I highly recommend the firm and could not have asked for a better outcome.
5
Ben S, HKD CLIENT
12/03/2020
The HKD law firm is highly professional, responsive and caring. They were willing to handle my case when other firms declined. Not only did we win our case, but received a huge settlement.
5
Linda Winikoff, HKD CLIENT
12/03/2020
My representation by Jordan Hecht and the whole staff at Hecht, Kleeger and Damashek was top notch professional and very productive
5
Peter Visconti, HKD CLIENT
12/02/2020
I have had the pleasure to work alongside Ross Raggio on several matters. He is an extremely talented attorney with an exceptional understanding of the law. I would recommend him and HK&D to anyone looking for a personal injury attorney.
5
Robert Dallas, HKD CLIENT
12/02/2020
I came to know the firm through my relationship with one of the partners, Jordan Hecht. Jordan and I became close friends in law school. I have since referred several cases to Jordan and his firm ranging from a mesothelioma…
5
Jeffrey Jagid, HKD CLIENT
12/02/2020
From the moment that I contacted this Law firm and got assigned Mr. Ross. They have been nothing but helpful, Especially Mr. Ross. In the time that Mr. Ross took my case, it took him 3 months to a get…
5
Kelvin Morel, HKD CLIENT
01/21/2020
I cannot speak highly enough about this firm. The situation that necessitated my need for legal representation was very stressful on me and my family and the lawyers here were with me every step of the way. I could always…
5
David Irwin, HKD CLIENT
07/05/2015
I retained Hecht, Kleeger & Damashek for a serious personal injury case. They were very professional and managed to obtain a settlement for me that far exceeded my expectations. I would strongly recommend this firm for anyone’s legal needs.
5
Peter M., HKD CLIENT
07/05/2015
After meeting a half dozen lawyers at different firms, I decided to go to Hecht, Kleeger and Damashek. As soon as I met Jon Damashek, I knew I had to look no further. Mr. Damashek made me feel at ease…
5
Michael R., HKD CLIENT
07/05/2015
After meeting with Jon Damashek I knew immediately he was the right attorney for me. I had met with other attorneys in the past, but Jon’s experience, knowledge, and track record were most impressive. I highly recommend Jon Damashek and…
5
Ryan G., HKD CLIENT
07/05/2015
I know all three named partners at this firm and highly recommend them. They are very professional and tireless advocates for their clients. If you need a personal injury attorney, you cannot do better than Hecht, Kleeger & Damashek.
5
Eric G., HKD CLIENT
07/05/2015
I have worked with countless attorneys over the years and Jon Damashek stands out among them. I have seen first hand him advocate for his clients vigorously. He fights for the rights of the seriously injured, does not back down…
5
Wendy B., HKD CLIENT
07/05/2015
I had the opportunity to work with Jon Damashek and had an amazing experience. I have known Jon for many years and always felt very comfortable relying on his expertise and knowledge of the law and more importantly his ability…
5
Steven B., HKD CLIENT
07/05/2015
I cannot recommend Jon Damashek highly enough. I attribute the favorable outcome to my case to his consummate and tireless dedication and tenacity. Just as important, he was truly there with me every step of the way. He was very…
5
Mike W., HKD CLIENT
06/05/2019
I had the opportunity of having this amazing team of lawyers work on my case. When I first met with Jordan Hecht and Michael Kusz, I really liked their energy and the spunk that they had, it meant business and…
5
Anonymous, HKD CLIENT
05/01/2015
“I had the opportunity to work with Jon Damashek and had an amazing experience. I have known Jon for many years and always felt very comfortable relying on his expertise, knowledge of the law, and more importantly – his ability…
5
Steven, HKD CLIENT
05/01/2015
“I cannot recommend Jon Damashek highly enough. I attribute the favorable outcome of my case to his consummate and tireless dedication and tenacity. Just as important, he was truly there with me every step of the way. He was very…
5
Mike, HKD CLIENT