Insurance companies may try to persuade you to use what they refer to as “preferred” auto shops after a car accident. However, these mechanic shops often cut corners to save money, sometimes risking your safety in the process. You have other options.
If you were injured in a wreck and need help, contact the experienced NYC car accident lawyers at Hecht, Kleeger & Damashek P.C. We can assist with every aspect of your claim, including repairs and recovering compensation.
Preferred body shops are mechanics that collaborate with insurance companies through what many insurance companies call “direct repair programs,” or DRPs.
The insurance company may encourage you to use preferred auto shops by saying you can get repairs completed quicker. In reality, it is a scheme to save the insurance company money.
There are many risks to using preferred auto shops.
Preferred auto shops often contract with insurance companies to provide the cheapest repair possible to save the insurance company money in the long run. Essentially, they may cut corners and take risks because they are ensured more work by the insurance company in the future.
Your insurance company will dictate the scope of work that is done to your car with a preferred body shop. Instead of relying on an experienced mechanic to decide, preferred shops let the insurance company determine what needs to be fixed.
They may decide not to fix everything that was damaged and instead just make it look good from the outside. An inexperienced car owner would never know the difference.
Preferred auto shops are paid less by insurance companies than a typical auto shop, so they often cut corners to make up the profit. This can result in them using secondhand, salvaged, cheaper, or counterfeit parts.
These parts have no guarantee and may break or stop working soon after the car is returned to you.
Preferred auto shops do everything they can to cut costs, including hiring less experienced or inadequately trained workers. They may even hire people without proper certifications. Their goal is to reduce labor costs.
However, this can be detrimental if they work on your vehicle without knowing they need to fix it properly.
Although we know that you want to get your car fixed as quickly as possible, don’t be fooled when a preferred auto shop promises a quick turnaround. More experienced shops that offer higher quality work may be booked for a few weeks, but their service will be better for you in the long run.
Since preferred auto shops are making less money contracted with insurance companies, they want to spend as little time as possible on your car, often resulting in shoddy repairs.
Preferred auto shops do whatever is possible to cut costs, even if that means failing to “fix” all the damages on a car. They may even produce a product that is not “roadworthy.” You might be able to drive the car away from the shop, but issues may pop up quickly after that.
In many cases, you will have to pay your deductible upfront. That may be $500 or $1,000 that you will have to pay to an auto shop before the insurance company covers the rest of the bill. However, some auto repair shops will waive your deductible or cover it themselves.
Shop around, and don’t be afraid to ask repair shops if they will take payments for your deductible or even waive it altogether.
Yes. Unless you have signed a contract with your insurance company to use their preferred auto repair shops solely, you are free to use anyone you want to repair your car. You are the only person who can release your vehicle to a mechanic and sign off on the repairs.
The best way to find a good auto repair shop is by asking for referrals. Your friends, family, or attorneys may have received exceptional service from a mechanic, and they can refer you to that person or shop. If no one has any suggestions, you can search for auto repair shops near you and look at reviews.
You should carefully evaluate people’s reviews, including any lower star ratings. Pay attention to customer service as well as how well they fixed vehicles.
If you are unsure of what steps to take after an auto accident, contact a car accident lawyer in New York City. The attorneys at Hecht, Kleeger & Damashek P.C. have worked with countless clients who need their cars repaired. We can offer reasonable advice on what options you have.
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