November 27, 2019

How Truck Insurance Companies Investigate a Crash

By Jonathan Damashek

Posted in

Go to the main Truck Accidents page

Due to their massive weight and size, trucks cause serious accidents that typically lead to substantial vehicle damage and severe injuries. If you become involved in a truck accident that was the result of the truck driver or trucking company’s negligence, you can file a claim against their insurance company. By doing so, you may be able to collect compensation for your medical bills, lost wages, pain and suffering, and other damages.

In the event you do file a claim, you can expect the truck company to perform an investigation of the crash. If you’ve suffered from injuries after a truck accident, consult an experienced New York truck accident lawyer at Hecht, Kleeger & Damashek, P.C. Call us at 212-490-5700 today to learn about your legal options.

How a Truck Insurance Company Investigation Works

When a truck insurance company investigates the accident you’ve been involved in, it’s important to understand their overall goal. Since they are a business, they want to maximize profits and pay you, the truck accident victim as little as possible.

During the investigation phase, the trucking company will search for evidence that takes the blame away from the truck driver and truck company they’re representing. They’ll do this by examining police reports, consulting accident reconstruction specialists, interviewing witnesses, and watching videos.

Essentially, the investigators that work for the truck insurance company will do whatever it takes to show that the truck driver and truck company did not cause the accident and the damages you’re facing. Therefore, it’s essential to work with a truck accident lawyer who has your best interests in mind, unlike the truck insurance company.

A truck accident lawyer can make sure your rights are protected and can conduct their own investigation to prove that the truck driver and/or the company they work for are indeed responsible for the crash. You can expect them to evaluate the truck driver’s logs, collect records of maintenance and inspection, interview police officers, drivers, and others who saw the accident occurs, and work with experts to determine whether there are any mechanical flaws.

Why Do Truck Accidents Occur?

In most cases, truck accidents are the result of the following:

  • Distracted driving: Since truck drivers are behind the wheel for hours at a time, they often get bored and engage in distracted driving behaviors like texting, fumbling with radio controls, and eating.
  • Poor maintenance: Even though truck drivers and truck companies are legally obligated to maintain and repair their trucks, many fail to do so and are left with faulty brakes and other safety features that may lead to an accident.
  • Fatigued driving: There are federal laws that protect truck drivers from driving for too many hours in a row. However, many truck drivers ignore them and continue driving while they are exhausted and can’t focus properly.
  • Intoxicated driving: Sadly, many truck drivers perform their jobs while they are under the influence of alcohol or drugs. When this occurs, they often lose control of their vehicles and cause serious accidents.
  • Inexperienced driving: Driving a commercial truck is not like driving a passenger car. It’s far more complex and requires training and experience. A lack of experience can increase the risk of a crash.

Hurt in a Truck Accident? Contact Hecht, Kleeger & Damashek, P.C.

If you’ve been injured in a truck accident that you suspect was not your fault, contact Hecht, Kleeger & Damashek, P.C. right away. We are well-versed in trucking regulations and can make sure the truck insurance company does not take advantage of your rights. Call us at 212-490-5700 today or use our online contact form.